Cash Credit & Overdraft Facilities to Optimize Operating Cash Flow & Payables. Enjoy transparent comparison across SBI, HDFC, ICICI, and Axis Bank with end-to-end expert guidance.
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We partner directly with leading national and private banks to secure preferential interest rates and express approvals.
Revolving line of credit where you pay interest only for the exact days and amount drawn.
Finance inventory holding, supplier raw materials, and accounts receivable smoothly.
Non-fund based trade finance limits to bid on major government and corporate tenders.
Credit limits customized based on your business cash conversion cycle and drawing power.
Quick annual review and limit enhancement as your company revenue expands.
Flexible security structures backed by book debts, stock, or immovable property.
Transparent underwriting requirements for salaried and self-employed applicants.
Real-time interest rate ranges, processing fee waivers, and maximum tenure across top national lenders.
| Lender Bank | Interest Rate (p.a.) | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI SME Cash Credit | 10.00% – 12.50% | 0.35% – 0.50% | 12 Months |
| HDFC Working Capital | 10.25% – 13.00% | 0.50% | 12 Months |
| ICICI Bank CC/OD | 10.50% – 13.50% | 0.50% | 12 Months |
| Axis Bank Trade Finance | 10.45% – 13.25% | 0.50% | 12 Months |
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Keep digital copies ready for hassle-free 24-hour verification and doorstep document collection.
PAN Card (Mandatory) & Aadhaar Card / Passport / Voter ID.
Latest 3 consecutive months' salary slips with official company seal.
Last 6 months' salary bank account statements in PDF.
Latest 2 years' Form 16 (Part A & B) or Income Tax Returns.
PAN, Aadhaar & Residence proof of all partners/proprietor.
Last 2–3 years' ITR along with CA-audited Profit & Loss and Balance Sheets.
Last 12 months' business operative current account statements.
GST Registration Certificate & 12 months' GSTR-3B filings.
Registered Agreement / Proforma Invoice / Builder Allotment Letter.
Receipts of earnest deposit or advance payment made.
Competent authority approvals and No-Objection Certificates (NOC).
Chain of title deeds or Encumbrance Certificate (EC) for asset.
Answers to common questions regarding approvals, interest calculations, and disbursements.
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