High-Limit Collateral-Free Working Capital & Expansion Credit up to ₹75 Lakhs. Enjoy transparent comparison across SBI, HDFC, ICICI, and Axis Bank with end-to-end expert guidance.
Get pre-approved in under 60 seconds with zero credit score impact.
We partner directly with leading national and private banks to secure preferential interest rates and express approvals.
Obtain up to ₹75 Lakhs working capital without mortgaging commercial or personal assets.
Sanction limits custom calculated on your GST turnover and banking inflows.
Choose between structured term loans or flexible revolving CC/OD facilities.
Eligible MSMEs can leverage government credit guarantee schemes for enhanced limits.
Speedy underwriting ensures your purchase orders and supplier bills are never delayed.
All business interest paid is 100% tax-deductible as business expense.
Transparent underwriting requirements for salaried and self-employed applicants.
Real-time interest rate ranges, processing fee waivers, and maximum tenure across top national lenders.
| Lender Bank | Interest Rate (p.a.) | Processing Fee | Max Tenure |
|---|---|---|---|
| HDFC Business Banking | 11.25% – 16.00% | 1.50% | 5 Yrs |
| ICICI Bank | 11.50% – 16.50% | 1.50% – 2.00% | 5 Yrs |
| Axis Bank MSME | 11.45% – 15.75% | 1.25% | 5 Yrs |
| Bajaj Finserv | 12.00% – 18.00% | 2.00% | 7 Yrs |
| State Bank of India (SME) | 10.75% – 14.25% | 1.00% | 7 Yrs |
Calculate your monthly commitment instantly.
Keep digital copies ready for hassle-free 24-hour verification and doorstep document collection.
PAN Card (Mandatory) & Aadhaar Card / Passport / Voter ID.
Latest 3 consecutive months' salary slips with official company seal.
Last 6 months' salary bank account statements in PDF.
Latest 2 years' Form 16 (Part A & B) or Income Tax Returns.
PAN, Aadhaar & Residence proof of all partners/proprietor.
Last 2–3 years' ITR along with CA-audited Profit & Loss and Balance Sheets.
Last 12 months' business operative current account statements.
GST Registration Certificate & 12 months' GSTR-3B filings.
Registered Agreement / Proforma Invoice / Builder Allotment Letter.
Receipts of earnest deposit or advance payment made.
Competent authority approvals and No-Objection Certificates (NOC).
Chain of title deeds or Encumbrance Certificate (EC) for asset.
Answers to common questions regarding approvals, interest calculations, and disbursements.
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