Official Governance Document
1. RBI Regulatory Framework & DSA Status
Financier Buzz Consultancy Services is an authorized Direct Selling Associate (DSA) and Lending Service Provider (LSP) operating in strict compliance with the Reserve Bank of India (RBI) Master Directions on Digital Lending and Outsourcing of Financial Services.
We act as a sourcing, distribution, and document collection partner for regulated Regulated Entities (REs) including Commercial Banks, Housing Finance Companies (HFCs), and NBFCs.
2. No Direct Sanction or Lending Authority
Clear Underwriting Boundary: Financier Buzz is NOT a bank, NBFC, or deposit-taking entity. We do not underwrite loans on our own book, nor do we have the legal authority to sanction or disburse loans directly. All credit risk assessment, loan approvals, interest rate decisions, and funds disbursements are conducted exclusively by our empanelled partner banks.
3. Strict Zero Cash Transaction Policy
Our employees, associates, and field relationship managers are strictly prohibited from accepting cash payments for any reason whatsoever. All statutory processing fees, if required by the bank, must be paid directly to the bank via crossed account payee cheque, demand draft, or official bank payment gateway.
4. Fair Practices Code & Borrower Privacy
We adhere strictly to the Fair Practices Code (FPC) established by the RBI. We do not engage in aggressive recovery practices, misleading advertisements, or unauthorized access to mobile phone storage, contacts, or media.