Milestone-Based Stage Disbursal to Build Your Independent House or Villa. Enjoy transparent comparison across SBI, HDFC, ICICI, and Axis Bank with end-to-end expert guidance.
Get pre-approved in under 60 seconds with zero credit score impact.
We partner directly with leading national and private banks to secure preferential interest rates and express approvals.
Funds disbursed in stages based on architect construction progress certificates.
Pay interest only on the actual amount disbursed during the construction phase.
Covers foundation, structural brickwork, electricals, plumbing, and finishing.
Flexible repayment horizon matching standard prime home loan tenures.
Single loan facility to purchase a residential plot and build your home.
Claim tax deductions on construction interest once completion certificate is received.
Transparent underwriting requirements for salaried and self-employed applicants.
Real-time interest rate ranges, processing fee waivers, and maximum tenure across top national lenders.
| Lender Bank | Interest Rate (p.a.) | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Construction Loan | 8.50% – 9.15% | 0.35% | 30 Yrs |
| HDFC Home Construction | 8.55% – 9.25% | 0.50% | 30 Yrs |
| ICICI Bank Construction | 8.60% – 9.35% | 0.50% | 30 Yrs |
| Bank of Baroda | 8.50% – 9.00% | Zero Fee Offer | 30 Yrs |
Calculate your monthly commitment instantly.
Keep digital copies ready for hassle-free 24-hour verification and doorstep document collection.
PAN Card (Mandatory) & Aadhaar Card / Passport / Voter ID.
Latest 3 consecutive months' salary slips with official company seal.
Last 6 months' salary bank account statements in PDF.
Latest 2 years' Form 16 (Part A & B) or Income Tax Returns.
PAN, Aadhaar & Residence proof of all partners/proprietor.
Last 2–3 years' ITR along with CA-audited Profit & Loss and Balance Sheets.
Last 12 months' business operative current account statements.
GST Registration Certificate & 12 months' GSTR-3B filings.
Registered Agreement / Proforma Invoice / Builder Allotment Letter.
Receipts of earnest deposit or advance payment made.
Competent authority approvals and No-Objection Certificates (NOC).
Chain of title deeds or Encumbrance Certificate (EC) for asset.
Answers to common questions regarding approvals, interest calculations, and disbursements.
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