Remodel, Extend & Upgrade Your Living Spaces with Low Home Loan Rates. Enjoy transparent comparison across SBI, HDFC, ICICI, and Axis Bank with end-to-end expert guidance.
Get pre-approved in under 60 seconds with zero credit score impact.
We partner directly with leading national and private banks to secure preferential interest rates and express approvals.
Access low rates pegged to prime home loan benchmarks rather than high personal loan rates.
Fund modular kitchens, bathroom sanitary, flooring, false ceilings, and structural extensions.
Extended repayment timeline keeps monthly EMIs low and manageable.
Claim tax deductions on renovation interest up to ₹30,000 per annum.
Quick processing based on architect renovation estimate and existing property ownership.
Can be tagged directly to your current home mortgage for simplified combined billing.
Transparent underwriting requirements for salaried and self-employed applicants.
Real-time interest rate ranges, processing fee waivers, and maximum tenure across top national lenders.
| Lender Bank | Interest Rate (p.a.) | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Improvement | 8.45% – 9.15% | 0.35% | 15 Yrs |
| HDFC Home Extension | 8.50% – 9.25% | 0.50% | 15 Yrs |
| ICICI Bank Renovation | 8.55% – 9.30% | 0.50% | 15 Yrs |
| Bank of Baroda | 8.45% – 9.00% | Zero Fee Offer | 15 Yrs |
Calculate your monthly commitment instantly.
Keep digital copies ready for hassle-free 24-hour verification and doorstep document collection.
PAN Card (Mandatory) & Aadhaar Card / Passport / Voter ID.
Latest 3 consecutive months' salary slips with official company seal.
Last 6 months' salary bank account statements in PDF.
Latest 2 years' Form 16 (Part A & B) or Income Tax Returns.
PAN, Aadhaar & Residence proof of all partners/proprietor.
Last 2–3 years' ITR along with CA-audited Profit & Loss and Balance Sheets.
Last 12 months' business operative current account statements.
GST Registration Certificate & 12 months' GSTR-3B filings.
Registered Agreement / Proforma Invoice / Builder Allotment Letter.
Receipts of earnest deposit or advance payment made.
Competent authority approvals and No-Objection Certificates (NOC).
Chain of title deeds or Encumbrance Certificate (EC) for asset.
Answers to common questions regarding approvals, interest calculations, and disbursements.
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