Finance Modular Kitchens, Designer Furniture & Luxury Smart Home Decor. Enjoy transparent comparison across SBI, HDFC, ICICI, and Axis Bank with end-to-end expert guidance.
Get pre-approved in under 60 seconds with zero credit score impact.
We partner directly with leading national and private banks to secure preferential interest rates and express approvals.
Significantly lower rates than retail store credit or consumer electronics EMIs.
Modular kitchen, wardrobes, false ceilings, Italian marble, and custom lighting.
Include smart security systems, audio visual home theatres, and smart appliances.
Stage-wise direct disbursements to your interior designer or modular firm.
Borrow up to ₹20 Lakhs without mortgaging your residential property.
Manageable installments fitting your monthly household cash flows.
Transparent underwriting requirements for salaried and self-employed applicants.
Real-time interest rate ranges, processing fee waivers, and maximum tenure across top national lenders.
| Lender Bank | Interest Rate (p.a.) | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Decor | 9.25% – 10.75% | 0.50% | 7 Yrs |
| HDFC Interior Credit | 9.45% – 11.25% | 0.50% | 5 Yrs |
| ICICI Bank Home Makeover | 9.50% – 11.50% | 0.75% | 7 Yrs |
Calculate your monthly commitment instantly.
Keep digital copies ready for hassle-free 24-hour verification and doorstep document collection.
PAN Card (Mandatory) & Aadhaar Card / Passport / Voter ID.
Latest 3 consecutive months' salary slips with official company seal.
Last 6 months' salary bank account statements in PDF.
Latest 2 years' Form 16 (Part A & B) or Income Tax Returns.
PAN, Aadhaar & Residence proof of all partners/proprietor.
Last 2–3 years' ITR along with CA-audited Profit & Loss and Balance Sheets.
Last 12 months' business operative current account statements.
GST Registration Certificate & 12 months' GSTR-3B filings.
Registered Agreement / Proforma Invoice / Builder Allotment Letter.
Receipts of earnest deposit or advance payment made.
Competent authority approvals and No-Objection Certificates (NOC).
Chain of title deeds or Encumbrance Certificate (EC) for asset.
Answers to common questions regarding approvals, interest calculations, and disbursements.
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